The people on your side of the table.

Jason began advising in November 2006, which means his career was barely two years old when the financial world came apart. He spent 2008 and 2009 on the phone. Not selling anything, just helping frightened families avoid turning a temporary decline into a permanent loss. That experience settled early what this work actually is: protecting people from the handful of moments that can unmake a plan. The principles TerraFirma runs on today were learned there, in real time: faith in the future, patience, and discipline.

He spent the years that followed inside large national advisory firms, earning the CERTIFIED FINANCIAL PLANNER® certification along the way and rising to direct financial planning for one of them. In 2024 he founded TerraFirma around a simple idea: serve fewer families, and serve them completely. As a fee-only fiduciary, he is paid by clients and only by clients. When he sits on your side of the table, it is because that is the only side he has ever been paid to sit on.

His deepest specialty is the transition into retirement itself. Every transition is different, and each one is a puzzle he enjoys solving: when to step away, how to replace the paycheck, what to do about health coverage, what the first few years should actually look like. There is an emotional side to it too, and he considers it a privilege to walk alongside people as they make one of the biggest and most exciting leaps of their lives.

He is just as passionate about what happens when wealth changes hands, because it is the part families are least prepared for. He has watched well-funded estates create confusion where they were meant to create gratitude: a beneficiary form that overrode the will, an inherited IRA drained by avoidable taxes, heirs who were handed money but never handed context. Digital assets have added a new layer to that problem: crypto and other digital holdings that heirs cannot find, access, or value. So he earned the Certificate in Blockchain and Digital Assets (CBDA) to help families plan for this newest kind of wealth with the same care as everything else. He is writing a book on the subject of inheritance, When an Inheritance Becomes Your Legacy, for the parents who leave an inheritance and the children who receive one. You can read along as it takes shape in the monthly letter.

Away from the office, he is with his wife and their two young children, enjoying the magic of watching little humans become real people. He also tries to practice what he preaches: actually living out a well-built plan, not just writing plans for other people.